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RBI Mortgages

Direct Hard Money Lender for Residential Property Investors

RBI Mortgages is a direct hard money lender in New York, Florida and Texas for residential properties only.

We have funded hundreds of deals since our inception in 2015, with a focus on single family homes, condos and multi-family complexes (2-4 units).

Submit your loan proposal to us and we will get back to you within 48 hours to see if we can fund your deal.

No owner occupied properties

No ground-up construction

No land

Lending Guidelines

$75k - $5m
7.99% - 10.75%
Origination Fee
1% to 3%
Term Length
6 to 24 months
Closing Time
5 to 10 days

Loan & Property Types

Loan Types
  • Fix and Flip
  • Bridge
  • Probate
  • Investment Property
  • Refinance
  • Property Types
  • Auto Repair
  • Car Wash
  • Gas Station
  • Office
  • Retail
  • Mixed Use
  • Parking Lot
  • Storage Facility
  • 2 to 4 units
  • Day Care
  • Condominium
  • Hotel / Hostel / Motel
  • Mobile Home Park
  • Hotel / Hostel / Motel
  • Multi-Family
  • Assisted Living Facility
  • Single-Family
  • Loan Parameters & Fees

    Credit check required

    Interest-only loans

    Lend to forgien nationals

    Owner-occupied property allowed

    Will lend on purchases from auctions

    Does property have to be under contract

    Will provide proof of funds letter

    Has pre-payment penalities

    Minimum FICO score

    2nd position loans

    Lends on land

    Lends to first time borrowers

    Lends on ground-up construction

  • Legal
  • Underwriting


  • *

    = upfront,


    = 3rd party

    Areas Served

    RBI Mortgages

    1920 E Hallandale Beach Blvd, Suite 705
    Hallandale Beach, Florida
    Year Established
    Number of Employees
    11 to 50
    We Work With
    Borrowers, Brokers

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