Maryland Hard Money Lenders

The online world of hard money lenders in Maryland can be a tough place to navigate, which is why we've researched the states top lenders.

If the idea of sorting through them all to find the right one feels overwhelming, don't worry — MoolahList has you covered.

Here you will find a list of the top verified and licensed private money lenders across The Free State.

Whether you’re purchasing an investment property in Baltimore, refinancing a condominium in Columbia or performing a 1031 exchange on an office building in Silver Spring, the following list of national and local private money lenders will be a great starting point.

Due to its close proximity to Washington, D.C., the political capitol of the world, certain areas of Maryland have expensive real estate prices.

Job growth and population growth are on the rise across the state — promising indicators of a bright outlook for an area’s real estate market.

Top Maryland Hard Money Loans Summary

Full summary of Maryland hard money loan providers

Lender

MAX

RATE

LTV

$1m

9%

75%

$5m

6.99%

70%

$2m

9%

80%

$3m

9.5%

70%

The 4 Best Hard Money Lenders in Maryland

Temple View Capital Funding

Temple View Capital Funding is a nationwide direct bridge lender for non-owner occupied real estate investment properties. Their financing solutions are geared towards investors and brokers.

They offer long-term financing for rental properties, customized rehab loans and short-term bridge loans.

Before You Apply
  • Loan Amount: Minimum of $75,000
  • Interest Rate: Minimum of 9.00%
Best Features:
  • Up to 80% LTV for rental loans with rates starting at 5.0%
  • Up to 90% LTV for rehab loans with rates starting at 7.5%
  • No income, no tax returns, no assets, no seasoning and no reserve requirements

Stormfield Capital Funding

Stormfield Capital Funding is a direct commercial bridge lender that specializes in bridge loans for commercial and residential real estate investors all across the East Coast.

They provide private money loans from $250k to $7.5mil to real estate investors and developers on fix & flips, commercial bridge loans, investment property line of credit and whole loan acquisitions.

They primarily focus on the value of the underlying real estate collateral when originating a loan.

Before You Apply
  • Loan Amount: Minimum of $250,000
  • Interest Rate: Minimum of 6.99%
Best Features:
  • Funds commercial bridge loans between $250k and $7.5m
  • They offer specialized loan programs for interest-only commercial bridge loans, fix & flips, investment property LOC and whole loan acquisitions

Asset Based Lending, LLC

Transforming Neighborhoods and Building Relationships from the Ground Up

Asset Based Lending is an East Coast hard money lender located in New Jersey. They have a variety of tailor made loan programs including fix and flip, new construction, cash out refinances and rental property loans for non-owner occupied properties.

They fund 12 month term deals from $75k to $2mil and have a loan to value ratio of 70% to 85% depending on the loan program.

Before You Apply
  • Loan Amount: Minimum of $75,000
  • Interest Rate: Minimum of 9%
Best Features:
  • Loan pre-approval within 24 hours and can close in as few as 3 days
  • 12-month, interest-only bridge financing for fix & flips, new construction and cash-out or refinances
  • Direct, local East Coast lender that has funded over 1,500+ fix & flip loans

CoHI Capital

Right People. Right Investments

CoHi is a private money lender out of Denver, Colorado. 

They specialize in funding properties located along the Front Range, up the I-70 corridor and small ski mountain towns.

They have many specialized loan programs including for renovation, transactional and foreign national lending.

Before You Apply
  • Loan Amount: Minimum of $250,000
  • Interest Rate: Minimum of 9.5%
  • Loan to Value: Maximum of 70%
  • Term Length: Maximum of 12 months
Best Features:
  • Quick funding, in as little as a few days
  • Most property types, including rental apartments, retail and industrial properties
  • Competitively priced interest-only loans

Maryland Hard Money Stats

Loan Amounts
$25k to $100m
Interest Rates
3.99% to 15%
Term Lengths
1 to 360 months
Origination Points
1 to 5 points
Loan to Value Ratio
60% to 100%
Loan to Cost Ratio
65% to 100%
Closing Time
1 to 25 days

States Nearby

Looking for a Hard Money Loan?

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Whether you are looking for funding for a fix & flip, purchase, refinance or cash out, we have an extensive list of verified hard money lenders across the USA.
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