Colorado Hard Money Lenders

Searching for a hard money lender in Colorado? We've researched and selected the top verified and licensed private money lenders across The Centennial State.

Whether you’re purchasing a retail center in Denver, refinancing a single-family home in Colorado Springs or fix and flipping a condo in Boulder, these national and local Colorado hard money lenders are a great place to begin.

Famous for its ski resorts, breweries and incredible landscape, The Centennial state has become an international tourist destination hot spot.

The over 5.5 million Colorado residents enjoy a great school system and wonderful communities which is why the state is consistently ranked as one of the best places to raise children.

Top Colorado Hard Money Loans Summary

Full summary of Colorado hard money loan providers

Lender

MAX

RATE

LTV

$25m

7.99%

75%

$3m

5.5%

80%

$15m

7.99%

80%

$3m

9.5%

70%

$5m

10%

%

$5m

10%

70%

The 6 Best Hard Money Lenders in Colorado

Seattle Funding Group

Seattle Funding Group is a proven West Coast based hard money lender with over 30 years experience and $1 billion in funded deals.

They provide a variety of specialized loan programs for construction, commercial and residential properties.

Their borrowers are a diverse group of Individuals, corporations, LLCs, partnerships, trusts, estates, international investors.

Before You Apply
  • Loan Amount: Minimum of $400,000
  • Interest Rate: Minimum of 7.99%
Best Features:
  • Over 30 years of experience
  • Loans from $300k to $15mil
  • Funds commercial, construction and residential projects

Merchants Mortgage

Fast, friendly financing

Merchants Mortgage is a private real estate lender headquartered in Greenwood Village, Colorado with affiliate offices and lending partners in various other locations. They work with a diverse range of clients from 1st time borrowers looking to buy their fist investment property to seasoned investors who own hundreds of properties. They fund fix and flip, ground-up construction, 30 year rentals and commercial property loans.

Before You Apply
  • Note: We do not lend on owner-occupied properties
  • Note: A credit check is required
  • Points: Minimum 1.5
  • Loan Amount: Minimum of $100,000
Best Features:
  • We advance rehab/construction funds so you keep more money in your pocket
  • We do not charge interest on undrawn funds
  • fast funding 3-7 days

Capital Fund I, LLC

Reliable Private Money for Your Real Estate Projects

Capital Fund I has been operating in Arizona for the last 10 years and provides loans for commercial, construction, land, single family residences and fix & flips.

Their loans have a 6 month to 12 month term with low fees and a 75% loan to value ratio.

They also serve the Texas and Colorado markets.

Before You Apply
  • Note: We do not lend on owner-occupied properties
  • Loan Amount: Maximum of $15,000,000
  • Loan Amount: Minimum of $50,000
  • Interest Rate: Minimum of 7.99%
Best Features:
  • Fast closing (24 hours in some cases)
  • No credit check or appraisal required
  • In-house underwriting team can decide on most deals in 24 to 48 hours

CoHI Capital

Right People. Right Investments

CoHi is a private money lender out of Denver, Colorado. 

They specialize in funding properties located along the Front Range, up the I-70 corridor and small ski mountain towns.

They have many specialized loan programs including for renovation, transactional and foreign national lending.

Before You Apply
  • Loan Amount: Minimum of $250,000
  • Interest Rate: Minimum of 9.5%
  • Loan to Value: Maximum of 70%
  • Term Length: Maximum of 12 months
Best Features:
  • Quick funding, in as little as a few days
  • Most property types, including rental apartments, retail and industrial properties
  • Competitively priced interest-only loans

Salt Funding, LLC

Colorado's Private Lender

Salt Funding is a family owned local hard money lender serving Colorado.

They provide competitive funding with a high LTV and no junk fees.

They are former fix and flippers so understand the situational needs of the their borrowers very well.

Before You Apply
  • Note: We do not lend on owner-occupied properties
  • Note: A credit check is required
  • Loan Amount: Maximum of $5,000,000
  • Loan Amount: Minimum of $50,000
Best Features:
  • Simple fees and zero hidden costs
  • Local Colorado lender and family-owned
  • Experienced fix and flippers who understand their borrowers

Lead Funding

Adding to Your Succes

Lead Funding is a direct private lender out of Greenwood Village, Colorado.

They provide private funding to real estate investors located in Colorado, Arizona, Texas and Washington and cannabis loans in all states where the industry is legal.

They have specialized loan products for new construction, refinances, acquisition and fix & flips.

Before You Apply
  • Note: We do not lend on owner-occupied properties
  • Loan Amount: Maximum of $5,000,000
  • Loan Amount: Minimum of $100,000
  • Interest Rate: Minimum of 10%
Best Features:
  • No minimum down payment requirement
  • No credit check required
  • Quick closes, in 1 to 3 business days in most cases

Colorado Hard Money Stats

Loan Amounts
$25k to $100m
Interest Rates
3.99% to 15%
Term Lengths
1 to 360 months
Origination Points
1 to 5 points
Loan to Value Ratio
60% to 100%
Loan to Cost Ratio
65% to 100%
Closing Time
1 to 25 days

States Nearby

Looking for a Hard Money Loan?

Select your state from the interactive map to find the best hard money lenders near you.
Whether you are looking for funding for a fix & flip, purchase, refinance or cash out, we have an extensive list of verified hard money lenders across the USA.
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