New Mexico Hard Money Lenders

The online world of New Mexico hard money lenders can be challenging to navigate.

To assist you with your hard money lending search, MoolahList has gone ahead and identified the best licensed lenders in The Land of Enchantment.

Whether you’re fix and flipping a single-family home in Albuquerque , pulling cash out of a multi-family apartment complex in Santa Fe or doing a 1031 exchange on a motel in Las Cruces, these national and local New Mexico hard money lenders are a fantastic financing solution.

New Mexico’s 2 million residents enjoy affordable living, fantastic wine and sunny beautiful landscapes.

Oil and gas, tourism and the military are the main driving factors of The Land of Enchantment’s economy.

Top New Mexico Hard Money Loans Summary

Full summary of New Mexico hard money loan providers

Lender

MAX

RATE

LTV

$5m

10%

70%

$100m

7%

65%

$2m

4.25%

90%

The 3 Best Hard Money Lenders in New Mexico

Yieldi

Connect. Borrow. Invest

Yieldi is a hard money lender located in Atlanta, Georgia lending locally and across 38 other states.

They fund real estate investments backed by real property such as a commercial or residential property.

They have a variety of different loan programs including mutli-family, bridge, construction, cannabis grow, note purchasing and even secure business advances.

Before You Apply
  • Loan Amount: Minimum of $50,000
  • Interest Rate: Minimum of 10%
Best Features:
  • Specialized commercial and residential loan programs
  • Allows customers to borrow & invest

Commercial Private Equity

Hard Money Bridge Loans Made Easy

Commercial Private Equity is a direct asset based lender operating out of Atlanta, Georgia. They make nationwide loans on anything from gold mines to equipment and fund many commercial deals.

The have a diverse set of loan programs including commercial hard money, construction, bridge, raw land and workout loans.

Before You Apply
  • Loan Amount: Maximum of $100,000,000
  • Loan Amount: Minimum of $500,000
  • Interest Rate: Minimum of 7%
  • Term Length: Minimum of 12 months
Best Features:
  • They are a direct lender and loan their own money
  • They require very little underwriting and no credit score
  • All fees are refundable

Straightline Funding

Direct Lender. Fast Closings.

Straightline is a hard money lender located in North Carolina and provides loans on single and muli-family properties.

They have a straight forward application process that requires very little documentation and provide both short and long term lending options. Their loan menu includes rehab loans, simple bridge loans, 30 year landlord loans and transactional funding.

Before You Apply
  • Note: We do not lend on owner-occupied properties
  • Loan Amount: Minimum of $50,000
  • Loan Amount: Maximum of $2,000,000
  • Interest Rate: Minimum of 4.25%
Best Features:
  • Direct Lender, not a Broker
  • Deal Directly with Decision Makers
  • Reduced Fees for Repeat Clients

New Mexico Hard Money Stats

Loan Amounts
$25k to $100m
Interest Rates
3.99% to 15%
Term Lengths
1 to 360 months
Origination Points
1 to 5 points
Loan to Value Ratio
60% to 100%
Loan to Cost Ratio
65% to 100%
Closing Time
1 to 25 days

States Nearby

Looking for a Hard Money Loan?

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Whether you are looking for funding for a fix & flip, purchase, refinance or cash out, we have an extensive list of verified hard money lenders across the USA.
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