Utah Hard Money Lenders

Searching for a hard money lender in Utah? We've researched and selected the top verified and licensed private money lenders across The Beehive State.

Whether you need a probate loan for an inherited single-family home in Park City, refinancing a motel in St. George or purchasing an office building in Salt Lake City, these national and local Utah hard money lenders are a great place to start.

The Beehive State annually hosts the internationally renowned Sundance Film Festival and was home to the 2002 Winter Olympic Games.

Utah's 3 million residents enjoy numerous outdoor activities such as white water rafting, mountain biking and fishing. 

Top Utah Hard Money Loans Summary

Full summary of Utah hard money loan providers

Lender

MAX

RATE

LTV

$2m

8%

70%

$25m

7.99%

75%

$1m

10%

70%

$25m

6%

70%

$3m

9.5%

70%

The 5 Best Hard Money Lenders in Utah

ARCH Bridge Loans

Tap Your Way To More Deals

ARCH Bridge Loans is a direct money lender (not a broker) and have underwritten over $2 billion in commercial and residential bridge loans.

They provide funding for non-owner occupied real estate investment properties. They are self-funded and able to move quickly and their extensive experience as investors allows them to provide fast approval.

Best Features:
  • Self-funded and able to move quickly
  • Up to 100% of purchase price
  • Starting from 8% interest rate on 6 months terms

Seattle Funding Group

Seattle Funding Group is a proven West Coast based hard money lender with over 30 years experience and $1 billion in funded deals.

They provide a variety of specialized loan programs for construction, commercial and residential properties.

Their borrowers are a diverse group of Individuals, corporations, LLCs, partnerships, trusts, estates, international investors.

Before You Apply
  • Loan Amount: Minimum of $400,000
  • Interest Rate: Minimum of 7.99%
Best Features:
  • Over 30 years of experience
  • Loans from $300k to $15mil
  • Funds commercial, construction and residential projects

EquityMax Financial

EquityMax Financial is family owned and operated giving you direct access to decision makers when you apply for a loan. They are a nationwide direct hard money lender with 30 years of experience.

They have flexible loan offerings, no minimum FICO score and opt for broker price opinions (BPOs) over formal appraisals.

Before You Apply
  • Loan Amount: Minimum of $25,000
  • FICO Score: Minimum of 400
  • Interest Rate: Minimum of 10%
Best Features:
  • A simple & expedited pre-qualification process can be done in 10 minutes or less
  • They fund a variety of loans sizes and projects

Juniper Capital

Funding Tomorrow Today!

Juniper Capital is a hard money lender located in Seattle, Washington and fund residential, commercial and land deals primarily around the Pacific Northwest.

They provide private real estate financing for commercial properties, multi-family residential, investment residential properties, fix and flip projects, land, and construction.

Before You Apply
  • Note: A credit check is required
  • Loan Amount: Maximum of $25,000,000
  • Loan Amount: Minimum of $250,000
  • Interest Rate: Minimum of 6%
Best Features:
  • Creativity
  • Not bound by certain fund parameters
  • We won't let you fail

CoHI Capital

Right People. Right Investments

CoHi is a private money lender out of Denver, Colorado. 

They specialize in funding properties located along the Front Range, up the I-70 corridor and small ski mountain towns.

They have many specialized loan programs including for renovation, transactional and foreign national lending.

Before You Apply
  • Loan Amount: Minimum of $250,000
  • Interest Rate: Minimum of 9.5%
  • Loan to Value: Maximum of 70%
  • Term Length: Maximum of 12 months
Best Features:
  • Quick funding, in as little as a few days
  • Most property types, including rental apartments, retail and industrial properties
  • Competitively priced interest-only loans

Utah Hard Money Stats

Loan Amounts
$25k to $100m
Interest Rates
3.99% to 15%
Term Lengths
1 to 360 months
Origination Points
1 to 5 points
Loan to Value Ratio
60% to 100%
Loan to Cost Ratio
65% to 100%
Closing Time
2 to 25 days

States Nearby

Looking for a Hard Money Loan?

Select your state from the interactive map to find the best hard money lenders near you.
Whether you are looking for funding for a fix & flip, purchase, refinance or cash out, we have an extensive list of verified hard money lenders across the USA.
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