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Straightline Funding

Direct Lender. Fast Closings.

Direct Lending for Real Estate Investors

Straightline was founded in 2006 with the goal of becoming a premier provider of loans for real estate investors.

Our simple approach has always been to provide fast answers, great service, and reliable funding for our clients.

Since 2006 we have provided millions of dollars in loans to local real estate investors who have improved properties, stabilized neighborhoods, created jobs, and built wealth.

Our loan products include:

  • Rehab Loans up to 90% of purchase and 100% of renovations
  • Simple Bridge Loans up to 85% of purchase
  • 30 year fixed rate rental loans up to 80% LTV
  • 100% Transactional Funding for Wholesalers
  • Multifamily Lending coming soon!

Lending Guidelines

Amounts
$50k - $2m
Rates
4.25% - 13%
LTV
90%
LTC
90%
Origination Fee
1.25% to 3%
Term Length
3 to 360 months
Closing Time
10 to 25 days

Loan & Property Types

Loan Types
  • Bridge
  • Cash-Out
  • Fix and Flip
  • Investment Property
  • New Construction
  • Refinance
  • Property Types
  • Single-Family
  • 2 to 4 units
  • Multi-Family
  • Condominium
  • Ground-up Construction
  • AirBnB
  • Loan Parameters & Fees

    Parameters
    Credit check required


    Interest-only loans

    Lend to forgien nationals

    Owner-occupied property allowed

    Will lend on purchases from auctions

    Does property have to be under contract

    Will provide proof of funds letter

    Has pre-payment penalities

    Minimum FICO score

    2nd position loans

    Lends on land

    Lends to first time borrowers

    Lends on ground-up construction

    Fees
  • Legal
  • Title

    ^

  • Appraisal

    *

    ^

  • Underwriting
  • *

    = upfront,

    ^

    = 3rd party

    Areas Served

    Straightline Funding

    (888) 309-1972
    Website
    Address
    250 N. Trade Street, Suite 209
    Matthews, North Carolina
    Year Established
    2006
    Number of Employees
    2 to 10
    License Numbers
    We Work With
    Borrowers

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