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Merchants Mortgage

Fast, friendly financing

Fast, Friendly Financing

Merchants Mortgage is a private real estate lender headquartered in Greenwood Village, Colorado with affiliate offices and lending partners in various other locations.

The company operates with speed and predictability to meet the needs of its customers.

MMTC specializes in short term residential bridge loans for investors, commercial loans, construction loans, and rental property loans.

Merchants Mortgage offers logical loan structures and underwriting to meet the timing and transaction needs of the market.

Merchants Mortgage Loan Servicing, Construction Draw Management and its operational platform provide institutional level support and services to its customers.

Most of their loans have no pre-payment penalties and are interest-only, perfect for investors.

Lending Guidelines

Amounts
$100k - $3m
Rates
5.5% - 10.5%
LTV
80%
LTC
80%
Origination Fee
1.5% to 2.5%
Term Length
1 to 360 months
Closing Time
3 to 7 days

Loan & Property Types

Loan Types
  • Bridge
  • Cash-out
  • Fix and Flip
  • Investment Property
  • Construction
  • Purchase
  • Refinance
    • Property Types
  • fix and flip
  • rehab
  • multi- family
  • bridge
  • commerical
  • Ground-up Construction
  • rentals
  • cash out
  • cross collateral

    • Loan Parameters & Fees

    Parameters
    Credit check required
    Interest-only loans
    Lend to forgien nationals
    Owner-occupied property allowed
    Will lend on purchases from auctions
    Does property have to be under contract
    Will provide proof of funds letter
    Has pre-payment penalities
    Minimum FICO score
    2nd position loans
    Lends on land
    Lends to first time borrowers
    Lends on ground-up construction
    Fees
  • Doc prep
  • Appraisal

    • *

    = upfront,

    ^

     = 3rd party

    Areas Served

    Map of Top USA Hard Money Lenders by StateAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

    Merchants Mortgage

    (503) 726-8210
    Website
    LinkedIn
    Address
    5200 SW Meadows Road, Ste 150
    Lake Oswego, Oregon
    Year Established
    1962
    Number of Employees
    51 to 200
    License Numbers
    We Work With
    Banks, Borrowers, Brokers, Lenders
    EmpireFunders
    • Home
    • Resources
    • Contact

    EmpireFunders, 2093 Philadelphia Pike #7979, Claymont, Delaware, 19703